Virtual Cards and Bank Accounts for AI Agents
Secure cards and bank accounts for AI agents. Issue delegated virtual cards and bank accounts to your users' agents so they can complete checkout, vendor payouts, and inbound collections under strict policy.
Virtual cards and bank accounts for AI agents means each agent can get scoped payment credentials for card rails and account rails. Teams enforce amount, merchant, category, and workflow rules while keeping a single reconciliation trail.
Get Sandbox AccessWhy Legacy Fails
Most stacks split cards and bank transfers across separate vendors and APIs.
Policy controls often sit outside execution, so enforcement happens too late.
Receivables and payouts usually require separate ledger and ops workflows.
Agent-level permissions are hard to enforce with shared human-centric accounts.
How Signets Works
Issue delegated virtual cards and virtual bank accounts per agent, task, or workflow.
Enforce policy checks before execution with amount, merchant, category, and approval constraints.
Route each transaction to the right rail for checkout, payouts, and collections.
Track retries, reversals, settlement, and reconciliation in one audit-ready ledger.
Code Example
await signets.intents.create({
agentId: "ops-agent",
purpose: "Vendor payout",
expectedAmount: 250000,
expectedMerchant: "Acme Supplies"
});
await signets.payments.execute({
rail: "ach",
sourceAccountId: "acct_123",
destination: { routingNumber: "021000021", accountNumber: "****" },
amount: 250000,
currency: "USD"
});Comparison
| Capability | Separate Rail Stack | Signets Unified Layer |
|---|---|---|
| Virtual cards + bank accounts | Multiple integrations | Single integration |
| Policy in execution path | Often external | Built in |
| Delegated agent authority | Custom architecture | First-class |
| Reconciliation across rails | Fragmented | Unified ledger |
Use Cases
FAQ
Can we support both pay-ins and pay-outs for agents?
Yes. Teams issue delegated credentials for outbound spend and inbound collections with shared policy and ledger controls.
How does reconciliation work across rails?
Every transaction is linked to an intent and tracked in a single ledger regardless of whether it executed via card, ACH, wire, or stablecoin.