ACCOUNTSUS · EU · UK

Virtual accounts for AI workflows that need to move money

Create dedicated routing numbers, IBANs, and sort codes for AI assistants and workflow products. Keep collections, payouts, and reconciliation in a separate payment layer instead of building account operations into your app.

Get Sandbox Access
Terminal
POST /v1/accounts
{
  "currency": "usd",
  "region": "us",
  "agent_id": "agent_openclaw_042",
  "policy_id": "pol_spend_default",
  "metadata": {
    "team": "procurement",
    "run_id": "run_8f2a91"
  }
}
RESPONSE
{
  "id": "acct_01j9...",
  "routing_number": "021000021",
  "account_number": "••••4891",
  "status": "active",
  "rails": ["ach", "fedwire"]
}

Supported Regions

United States

Routing number · ACH · Fedwire

Europe

IBAN · SEPA · SEPA Instant

United Kingdom

Sort code · Faster Payments

Account Types

US

US bank accounts

Routing + account numbers for domestic transfers. ACH for standard settlement, Fedwire for same-day.

IdentifiersRouting + account number
RailsACH · Fedwire
SettlementInstant credit on receipt
Use caseVendor payouts, contractor payments
EU

European IBAN accounts

IBAN + BIC for SEPA transfers. Same-day or instant settlement across the eurozone.

IdentifiersIBAN + BIC
RailsSEPA Credit · SEPA Instant
SettlementSame-day / Instant
Use caseEU vendor payments, cross-border procurement
UK

UK bank accounts

Sort code + account number for Faster Payments. Instant settlement for GBP-denominated transfers.

IdentifiersSort code + account number
RailsFaster Payments
SettlementInstant
Use caseGBP payments, UK vendor ops

Features

Per-workflow isolation

Issue separate accounts for assistants, workflows, or customer flows instead of sharing one operational account across everything.

Inbound collection rails

Receive ACH, Fedwire, SEPA, and Faster Payments into any account.

Platform-managed operations

Keep account issuance, banking integrations, and operational overhead in a separate payment layer instead of building it into your app.

Treasury routing

Inbound funds can be auto-swept to a Signets wallet for stablecoin conversion.

Webhook on receipt

Get notified the moment funds land. Trigger downstream workflows instantly.

Freeze and close

Freeze or close any account via API. Remaining balances are swept to your treasury.