DELEGATED PAYMENTS

Delegated Payments API

Signets lets platforms delegate payment authority to software agents without delegating full platform treasury risk.

Delegated payments means giving software agents permission to transact within explicit constraints. Authority is bounded by policy, not by unrestricted credential possession.

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Why Legacy Fails

Most payment systems treat credentials as authority with weak contextual controls.

Delegation often requires brittle internal wrappers around generic payment APIs.

No standardized intent and policy model creates inconsistent enforcement.

Auditing delegated behavior across many agents becomes operationally expensive.

How Signets Works

01

Define delegation policy for teams, users, agents, or workflows.

02

Issue delegated payment instruments under those policy boundaries.

03

Require intent declaration and policy simulation before transaction execution.

04

Store immutable evidence linking delegated action to transaction outcomes.

Code Example

await signets.policies.create({
  scope: "agent",
  targetId: "openclaw-agent",
  limits: { perDay: 200000, perMonth: 1000000 },
  merchantAllowlist: ["aws.amazon.com", "vercel.com"]
});

Comparison

Delegation NeedCustom Internal BuildSignets Delegated Payments
Policy modelAd hocUnified and programmable
Approval gatingManual workflow codeNative thresholds
Evidence logScattered systemsIntent-linked records
Time to launchLongFast API integration

Use Cases

FAQ

Can delegated permissions expire?

Yes. Delegated cards and policies can be scoped to a time window or single action.

Can I delegate by team and by agent simultaneously?

Yes. Teams commonly layer policy scopes for org-level limits and agent-level controls.