CHECKOUT API

Agent Checkout API

Your agents can browse and purchase, but checkout must be controlled. Signets gives you an API-native checkout guardrail for autonomous flows.

An agent checkout API is the orchestration layer between agent intent and merchant authorization. It validates who can pay, where they can pay, and how much can be spent in each checkout flow.

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Why Legacy Fails

Card-on-file patterns do not express intent context from autonomous agents.

Risk controls are often post-transaction instead of pre-authorization.

Checkout retries from agents can create duplicate charges without velocity controls.

Approval policies are hard to trigger dynamically by amount, merchant, or category.

How Signets Works

01

Agent asks to checkout with merchant and amount context.

02

Intent is evaluated against policy with policy-based approval.

03

A card is issued or unlocked for a scoped checkout window.

04

Merchant authorization proceeds only if constraints are satisfied.

05

Results are streamed via webhooks to your platform backend.

Code Example

const intent = await signets.intents.create({
  agentId: "support-agent-17",
  purpose: "Checkout software license",
  expectedMerchant: "notion.so",
  expectedAmount: 4900
});

const card = await signets.cards.create({
  agentId: "support-agent-17",
  type: "single_use",
  limits: { perAuth: 4900, perDay: 10000, perMonth: 100000 }
});

Comparison

CapabilityGeneric Checkout FlowSignets Checkout API
Intent declarationNot requiredRequired and structured
Merchant lockLimitedNative control
Approval escalationCustom buildPolicy-driven
Duplicate spend controlsPartialVelocity + window controls

Use Cases

FAQ

Does this replace my checkout automation framework?

No. Signets complements your automation framework by adding payment and policy control at the transaction layer.

Can I allow small transactions and escalate larger ones?

Yes. Approval thresholds can be policy-based by amount, merchant, and other attributes.